The insurance tech playbook.
Practical research from the SparkMile team — insurance document processing (IDP), IRDAI reporting, renewal automation, POSP distribution and the workflows that decide whether an Indian broker book grows or leaks.
Every Indian insurance broker owns thousands of insurer PDFs that no software can read. Layout-aware IDP has changed that in the last 18 months — here's what it looks like in a live broker workflow, and what to look for in a modern IDP pipeline.
Every Indian insurance broker files quarterly IRDAI report packs. Every broker also treats it as a heroic week-long effort. It shouldn't be — and once you automate the underlying data layer, it isn't.
The gap between the best and worst-performing renewal books in India is 30-40 percentage points. Almost all of that is workflow, not underwriting. Here's the cadence that consistently recovers lapsed renewals.
Indian insurance now has over 800,000 registered POSPs. Managing a POSP network on WhatsApp and Excel simply doesn't scale beyond about 50 seats. Here's what a real DMS covers, and where the ROI shows up.
Short, practical write-ups on Indian insurance technology, distribution and compliance — from the team building SparkMile.
Renewals playbook: the 90-day flip
Renewal recovery isn't about a WhatsApp blast. It's about a 90-day operating rhythm that starts T-60.
Why POSP compliance still breaks broker P&L
IRDAI's POSP framework changed the field. Brokers who scale without an operating system feel it first.
The state of insurer APIs in India
A practical 2026 snapshot of insurer API maturity in India — who has real quote-to-issue APIs, who doesn't, and how brokers are working around it.